Welcome to your own PRIVATE HOMESTEAD RETREAT in Bay Lake Ranches, where country living, modern updates, and usable acreage come together on 3.12 ACRES in St. Cloud. This five-bedroom, two-and-a-half-bath home offers the space, flexibility, and freedom today’s buyers are searching for, with room to garden, raise animals, and fully embrace the lifestyle they’ve been dreaming about. Thoughtfully designed for self-sufficient living, the property features an ESTABLISHED FOOD FOREST (ask for the list of edible plants and fruit-producing trees), along with a pigpen and chicken coop that make it easy to step into a more intentional way of life. Whether your vision includes collecting fresh eggs each morning, growing your own food, homeschooling, or simply enjoying open space and privacy, this property is ready to support it. With over three acres, there is still plenty of room to expand gardens, add additional animals, park recreational vehicles, build workshops, or simply enjoy the peaceful surroundings and natural beauty of the property. Inside, the home blends rustic charm with meaningful modern updates and a functional layout designed for everyday living. The FIRST FLOOR PRIMARY SUITE offers privacy and convenience, complete with a walk-in closet, dual sink vanity, and a beautifully updated step-in shower with glass enclosure. Upstairs, the four additional bedrooms share a thoughtfully designed split bathroom layout featuring two separate standalone vanities partitioned from the shower-equipped bathtub and toilet area, making busy mornings and shared living far more functional. Both bathrooms have been remodeled with a modern farmhouse flair, while the upstairs carpeting has been replaced with durable luxury vinyl plank flooring. The kitchen has been tastefully refreshed with painted cabinetry, while a dedicated workstation area now features butcher block countertops and a tile backsplash that add warmth and character to the already functional layout complete with a large walk-in pantry and stainless-steel appliances. Downstairs, a former storage room has been transformed into a dedicated craft or HOMESCHOOLING ROOM, creating valuable flex space for modern living. The laundry room has also been updated with bead-board accents and new vinyl flooring for a polished farmhouse-inspired touch. In addition to the cosmetic updates, SOLAR PANELS add valuable energy efficiency, with the sellers paying off the solar loan at closing so the next owner can immediately enjoy significantly reduced utility costs. According to the sellers, the electric bill averages approximately $100 per month. The roof and HVAC system were both replaced in 2018, adding even more long-term value and peace of mind. The property also includes a two-car attached garage, private well and septic, a spacious deck for outdoor living, and zoning that allows horses, making it ideal for buyers seeking land that works as hard as they do. Located in the peaceful Bay Lake Ranch community, residents enjoy larger acreage homesites, a relaxed rural atmosphere, and the freedom of a no-HOA lifestyle, all while remaining conveniently close to downtown St. Cloud, Lake Nona Medical City, shopping, dining, Orlando International Airport, major attractions, and Florida’s east coast beaches. More than just a home, this is an opportunity to PLANT ROOTS, create lasting traditions, and enjoy the freedom, privacy, and fulfillment of true Florida homestead living.

Listing courtesy of FINCH REAL ESTATE COMPANY (321) 689-8196



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-05-15 05:14 AM EDT